The only problem is. You don’t know how!
Despite the fact that you’re earning good money, you’ve got nothing to show for it. More often than not there’s too much month at the end of the money — and your approach to budgeting is more “mess” and “guess” than organised.
You know you need to start thinking longer term. In quiet moments you stress about whether you’ll have “enough” money in the future. You worry that you “should” have your money together by now, right? But you really, really don’t.
Meanwhile, you’re promising to yourself that “next month” you’ll get on top of your finances… but then life gets in the way! Whether it’s work, parenting, self-care, or socialising, there’s always something else to focus on.